One-Stop-Shopping to Protect All Aspects of Your Life
Christensen Insurance is centered on you! You can get your insurance and peace of mind with us. We offer personal and commercial insurance, so whether you need auto insurance for a child getting a license or liability insurance for your company, we can help. Everyone needs medical insurance and life insurance to protect against illness or financial insecurity. We work with you to meet all your insurance needs with the quality protection, competitive pricing, and local service you deserve.
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Personal insurance
We routinely review car, home, and other personal insurance for you. Then we shop among ten top companies to find the best value. Learn More
Commercial Insurance
Insurance for your business can be complex. Even a small business with employees will often need three or more policies. Learn More
Health & Life Insurance
Protect your health and your family’s future with the right coverage. We provide health insurance and Medicare plans from most of the industry leaders. Learn More
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Apply for Home Heating Help
What is the Connecticut Energy Assistance Program (CEAP)?
The Connecticut Energy Assistance Program (CEAP) helps residents pay for their home heating costs. Applications typically take 30-45 minutes to complete.
Benefit amounts: $355-$705 for the 2026-2027 season, based on household size, income, and heating source.
Payment process: Benefits are usually paid directly to your utility company or fuel vendor.
Extra Help: Households using deliverable fuels (oil, kerosene, propane) may be eligible for additional fuel deliveries. CEAP recipients may also qualify for payment matching plans, shut-off protection, and heating equipment repairs or replacement.
CEAP is an annual benefit, so you must apply each year to receive assistance.
Online applications: Will open Tuesday, September 1, 2026, through the CEAP online portal.
In-person applications: Will begin on Tuesday, September 1, 2026.
Deadline: The last day to apply for benefits is May 31, 2027. Applications sent by mail must be postmarked by this date.
Deliverable fuel heated households that apply after the authorization deadline may still submit paid invoices for fuel purchase between November 2 and April 1 for review under program eligibility.
Administered by the Connecticut Department of Social Services in partnership with local Community Action Agencies
Who is Eligible?
Your household may be eligible for CEAP if you can answer YES to the following questions:
Are you a Connecticut resident?
Do you meet one of the following income guidelines?
You receive SNAP, TANF, SSI, qualifying means-tested Veteran's benefits, or other qualifying benefits from the Department of Social Services
Your annual household income falls at or below the income levels in the table below (i.e. 60% of the state’s median income)
CEAP Annual Income Guidelines by Household Size
Household Size 1 2 3 4 5 6 7 8
Annual Income $48,714 $63,703 $78,692 $93,681 $108,669 $123,658 $126,469 $129,279
How to apply?
You can apply online, by phone, by email, by mail, or in person at your local Community Action Agency (CAA). As a first step, find your local CAA below. Then choose how to apply:
Apply online: Submit your CEAP application through the Client Online portal. (Online applications are automatically digitally signed when you submit them.)
Apply by phone: Call your local Community Action Agency and request assistance applying for CEAP over the phone (see Phone Number below).
Apply by email: Download and complete the CEAP application (English), CEAP Application (Spanish). Email your complete application and required documents, to your local Community Action Agency (see Email Address below).
Apply by mail: Download and complete the CEAP application (English), CEAP Application (Spanish). Mail your complete application and required documents, to your local Community Action Agency (see Mailing Address below).
Apply in person: Call your local Community Action Agency to schedule an in-person appointment. Remember to review the CEAP application (English), CEAP Application (Spanish) before your appointment and bring all of your required documents to your appointment.
Important: All mailed, emailed, or in-person applications must be signed. Unsigned applications will be considered invalid and returned to the applicant. (Online applications are automatically digitally signed when you submit them)
Tip: For a list of required documents, view the CEAP application (English), CEAP Application (Spanish).
CEAP is accepting applications until May 31, 2027.
Available Programs
Connecticut Energy Assistance Program CEAP
Utility Assistance Information
Winter Protection Program
Electricity Bill Assistance
Energy Efficiency Solutions
Consumer Protections For Electricity
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